FXIFY and Funding Pips are both popular proprietary trading firms offering multiple evaluation models for traders looking to trade funded capital. While both firms provide one-step and multiple two-step challenges, their product range differs when it comes to instant funding and crypto-focused plans. Below is a clean, like-for-like comparison using matched challenge types only.
One-Step Challenge: FXIFY vs Funding Pips
Both firms offer a one-step evaluation model aimed at traders who want quicker access to a funded account without multiple verification phases.
| Product Info |
 FXIFY One Step Challenge |
 Funding Pips One Step |
|---|---|---|
| Account Sizes Available | 100k, 10k, 15k, 200k, 25k, 400k, 50k, 5k | 100k, 10k, 25k, 50k, 5k |
| Consistency | NO | No Consistency Rule (on demand withdrawal attracts 35% consistency) |
| Crypto Leverage | NA | 1:1 |
| Fee Refund | Yes | refund on their 4th reward |
| FX Leverage | 1:50 | 1:30 |
| Indices Leverage | 1:15 | 1:5 |
| Leverage | 1:50 | 1:30 |
| Maximum Daily Loss | 3% | 3% |
| Maximum Loss | 6% with Trailing | 6% |
| Metals Leverage | 1:50 | 1:10 |
| Minimum Trading Days | 5 Days | 3 Days |
| News Trading | Allowed | Allowed with Restrictions |
| Profit Split | - | - |
| Profit Traget | 10% | 6% |
| Rewards | Bi weekly, On Demand | Bi weekly, Daily, Monthly, On Demand, Payday |
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Two-Step Challenge (Standard): FXIFY vs Funding Pips
This is the core two-step evaluation offered by both firms, focusing on consistency, profit targets, and drawdown control across two phases.
| Product Info |
FXIFY Two Step Classic Static Challenge |
Funding Pips Two Step |
|---|---|---|
| Account Sizes Available | 100k, 10k, 15k, 25k, 50k, 5k | 100k, 10k, 25k, 50k, 5k |
| Consistency | 25% | Depends on Reward Plan |
| Crypto Leverage | 1:2 | 1:2 |
| Fee Refund | Yes | Yes With Conditions |
| FX Leverage | 1:30 | 1:100 |
| Indices Leverage | 1:10 | 1:20 |
| Leverage | 1:30 | 1:100 |
| Maximum Daily Loss | 4% | 5% |
| Maximum Loss | 10%+10% Static | 10% |
| Metals Leverage | 1:30 | 1:30 |
| Minimum Trading Days | 4 Days | 3 Days |
| News Trading | Allowed | Allowed with Restrictions |
| Profit Split | 100% | - |
| Profit Traget | 5%+10% | 5% Second Stage, 8% First Stage |
| Rewards | Bi weekly, Monthly | Bi weekly, Daily, Monthly, On Demand, Payday |
Two-Step Challenge (Alternative / Pro): FXIFY vs Funding Pips
Both firms also provide an additional two-step variation with modified rules or risk parameters. This section compares those alternative two-step options.
| Product Info |
FXIFY Two Step Standard Trailing Challenge |
Funding Pips Pro Two Step |
|---|---|---|
| Account Sizes Available | 100k, 10k, 15k, 200k, 25k, 400k, 50k, 5k | 100k, 10k, 25k, 50k, 5k |
| Consistency | 30% | No Consistency Rule (on demand withdrawal attracts 35% consistency) |
| Crypto Leverage | 1:2 | 1:2 |
| Fee Refund | Yes | Yes With Conditions |
| FX Leverage | 1:30 | 1:100 |
| Indices Leverage | 1:10 | 1:20 |
| Leverage | 1:50 | 1:100 |
| Maximum Daily Loss | 4% | 3% |
| Maximum Loss | 10%+10% Trailing | 6% |
| Metals Leverage | 1:30 | 1:30 |
| Minimum Trading Days | 5 Days | 1 Day |
| News Trading | Allowed | Allowed with Restrictions |
| Profit Split | - | - |
| Profit Traget | 10%+10% | 6% First Stage, 6% Second Stage |
| Rewards | Bi weekly, Monthly, On Demand | Daily, Weekly |
Instant / No-Evaluation Style Programs
FXIFY offers a direct instant funding option, while Funding Pips provides a Zero-style challenge that removes traditional profit targets but applies different constraints. Although structured differently, these programs are often compared by traders looking to skip classic evaluations.
| Product Info |
FXIFY Instant Funding Challenge |
Funding Pips Zero Challenge |
|---|---|---|
| Account Sizes Available | 100k, 10k, 15k, 200k, 25k, 400k, 50k, 5k | 100k, 10k, 25k, 50k, 5k |
| Consistency | NO | 15% |
| Crypto Leverage | - | 1:2 |
| Fee Refund | No | No |
| FX Leverage | 1:50 | 1:50 |
| Indices Leverage | 1:15 | 1:20 |
| Leverage | 1:50 | 1:50 |
| Maximum Daily Loss | 8% | 3% |
| Maximum Loss | 8% Trailing | 5% |
| Metals Leverage | 1:20 | 1:20 |
| Minimum Trading Days | NA | 7 Days |
| News Trading | Not Allowed | Allowed with Restrictions |
| Profit Split | 90% | 95% |
| Profit Traget | NA | NA |
| Rewards | Bi weekly, Monthly, On Demand | Bi weekly |
Crypto-Focused Plans: FXIFY Advantage
FXIFY additionally offers crypto-specific funding programs, which Funding Pips currently does not provide. These plans are designed for traders who focus exclusively on cryptocurrency markets.
| Product Info |
FXIFY Crypto Standard One Step |
|---|---|
| Account Sizes Available | 100k, 10k, 25k, 50k, 5k |
| Consistency | 25% |
| Crypto Leverage | 1:5 BTC, ETH and Sol other 1:2 |
| Fee Refund | No |
| FX Leverage | - |
| Indices Leverage | - |
| Leverage | 1:5 |
| Maximum Daily Loss | 3% |
| Maximum Loss | 6% Trailing |
| Metals Leverage | - |
| Minimum Trading Days | 4 Days |
| News Trading | Allowed with Restrictions |
| Profit Split | 100%, 80% |
| Profit Traget | 9% |
| Rewards | Bi weekly, Monthly |
Final Verdict
FXIFY and Funding Pips both offer multiple evaluation paths, but they stand out in different areas. FXIFY has a clear edge for traders interested in crypto trading plans and a wider range of structured challenge formats. Funding Pips, on the other hand, provides more reward and payout plan variations, giving traders greater flexibility in how profits are shared. The better choice depends on whether crypto access or reward-plan customization is more important to your trading strategy.
