FXIFY Leverage Explained: 2026 Comprehensive Guide

When choosing an FXIFY account, leverage is often the deciding factor. Unlike many firms that offer a “one-size-fits-all” approach, FXIFY’s leverage varies significantly depending on the plan you choose and the “Add-ons” you select at checkout.

The FXIFY Leverage Master Table

This table covers the standard, non-crypto plans. Note that Crypto is not tradable on these specific accounts.

Plan TypeDefault FX LeverageDefault Gold/SilverIndices (Fixed)Max FX & Metals (With Add-on)
One Step1:301:101:151:50
Two Step (Standard)1:301:101:151:30 (N/A)
Two Step (Classic)1:301:101:151:30 (N/A)
Three Phase1:301:101:151:50
Instant Funding1:50 (Default)1:101:151:50
Lightning1:301:101:151:30 (N/A)

1. The “Default” Rule: 1:30 is the Standard

For almost every evaluation plan (One Step, Two Step, Three Phase, and Lightning), FXIFY sets the default Forex leverage at 1:30.

  • Why 1:30? This mimics the regulated environment of institutional brokers. It encourages proper risk management rather than “all-in” gambling.

2. The Instant Funding Advantage

If you want the highest leverage out of the gate without paying for an add-on, the Instant Funding plan is the exception. It starts at 1:50 default leverage for Forex pairs. This is a major selling point for traders who want to capitalize on smaller price movements immediately.

3. Boosting Your Power: The 1:50 Add-on

For the One Step and Three Phase plans, you aren’t stuck with 1:30.

  • The Upgrade: At checkout, you can select an add-on to increase your leverage to 1:50.
  • What it covers: This increase applies to both Forex pairs and Metals (Gold and Silver).
  • The Cost: Expect a 25% increase in your evaluation fee for this feature.

4. The Indices & Crypto Reality Check

It is vital to manage expectations regarding non-Forex assets:

  • Indices: Leverage is locked at 1:15 across every single plan. Whether you are on an Instant account or a Three Phase with add-ons, your buying power on the US30 or NAS100 remains the same.
  • Crypto: On these specific funding plans, Crypto is non-tradable. If you want to trade Bitcoin or Ethereum, you must look into FXIFY’s dedicated Crypto plans (which we will cover separately).

Dedicated Crypto Plans (Standard 1-Step & Instant)

For traders focusing solely on the digital asset market, FXIFY offers dedicated Crypto plans. These accounts have specific leverage rules tailored to crypto volatility.

Crypto Leverage Table

Asset CategoryLeverage RatioAvailable On
Major Crypto (BTC, ETH, SOL)5:1Crypto 1-Step & Instant
Altcoins (All Others)2:1Crypto 1-Step & Instant

Why These Ratios Matter:

  • The Big Three: Bitcoin, Ethereum, and Solana receive 5:1 leverage, giving you the most buying power for the market leaders.
  • Altcoin Safety: All other coins are limited to 2:1. This lower leverage is designed to protect you from the “flash crashes” common in smaller-cap cryptocurrencies.
  • Separation of Assets: Remember, you cannot trade Forex or Gold on these Crypto plans. They are specialized accounts for digital assets only.

Go for the Add-On if Trading Metals

The default leverage for Gold and Silver is only 1:10. For most traders, this is extremely restrictive. Without the add-on, your margin requirements will be massive, and you may find yourself “margin limited”—unable to open multiple positions or scale into a winning trade.

  • The Fix: Purchase the 1:50 Leverage Add-on (available for One Step and Three Phase plans)

To wrap up your guide for Funded Truth, here is a focused FAQ section. This addresses the most common points of confusion traders have regarding FXIFY’s specific leverage rules and the “Add-on” system.


FXIFY Leverage: Frequently Asked Questions

1. What is the default leverage for Forex on FXIFY?

For most evaluation plans (One Step, Two Step, Three Phase, and Lightning), the default leverage is 1:30. The only exception is the Instant Funding plan, which starts at 1:50 by default.

2. How does the 1:50 Leverage Add-on work?

During the checkout of a One Step or Three Phase account, you can select the “Increased Leverage” add-on. This increases your buying power for both Forex and Metals (Gold/Silver) to 1:50. Note that this requires an additional 25% payment on top of your evaluation fee.

3. Can I trade Gold with high leverage?

By default, Metals (Gold and Silver) are capped at a conservative 1:10 leverage. To trade Gold effectively with larger lot sizes, you must purchase the 1:50 add-on at checkout. Without it, your margin requirements will be significantly higher, often limiting your ability to open multiple positions.

4. Does the add-on increase leverage for Indices?

No. Leverage for Indices (such as US30, NAS100, and DAX) is fixed at 1:15 across all account types and is not affected by any leverage add-ons.

5. What is the leverage for Crypto on the Standard plans?

On FXIFY’s standard Forex funding plans (One Step, Two Step, etc.), Crypto is currently non-tradable. To trade cryptocurrencies, you must sign up for a dedicated Crypto Standard (1-Step) or Crypto Instant account.

6. How does leverage work on the dedicated Crypto Plans?

On the specific Crypto plans, leverage is split by asset class:

  • BTC, ETH, and SOL: 5:1 Leverage.
  • All other Altcoins: 2:1 Leverage.

7. Can I change my leverage after the account is created?

No. Leverage settings and add-ons are locked in at the time of purchase. You cannot upgrade an existing 1:30 account to 1:50 later, so it is vital to make the right choice during checkout.

Gourang Parekh

Gourang Parekh

Years of experience in trading and been trading prop firms since they launched. Tried many brokers and prop firms and tested a lot of tools. Spent a lot of time recently in crypto and CFD trading. I have Failed many prop firm challenges before i passed any.

I am also a certified financial planner and have a lot of experience in the credit industry. Edited pine scripts for Trading view as a hobby.

Expertise:

Prop Firms
Forex Brokers
Crypto Platforms

Prop Firm Trader

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