The prop firm world is evolving very fast and you may wonder who is better 5ers or Funding Pips. Both the firms offer a different types of plans to cater a large number of traders of different trading styles.
Whether you are a scalper or you are looking to scale choosing the right firm is very important to achieve your trading goal.
Overall Firm Comparison
5ers has been there from a long time operating since 2016 and their reputation is second to none. Where as if you talk about funding tips it has started only a few years ago but today is an industry leader when it comes to pay out.
| Feature | The 5ers | Funding Pips |
| Established | 2016 | 2022 |
| Max Capital | $4 Million | $2 Million |
| Profit Split | 50% to 100% | 60% to 100% |
| Platforms | MetaTrader 5, cTrader | MT5, cTrader, MatchTrader |
| Evaluation | 1, 2, or 3-Step | 1, 2, or 2-Step “Pro”, instant |
| Unique Perk | Monthly Salary | On-Demand Payouts |
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5ers vs Funding Pips All Challenges Comparison
Both firms have similar offerings but unique features which help different types of traders so let us compare the plans one by one. Both the firms offer one step and two step plans.
5ers 1 Step Evaluation vs Funding Pips 1 Step Evaluation
| Product Info |
 The5ers One Step Hyper Growth Challenge |
 Funding Pips One Step |
|---|---|---|
| Account Sizes Available | 10k, 20k, 5k | 100k, 10k, 25k, 50k, 5k |
| Consistency | 3 Profitable Days | No Consistency Rule (on demand withdrawal attracts 35% consistency) |
| Crypto Leverage | 1:0.60 | 1:1 |
| Fee Refund | Yes | refund on their 4th reward |
| FX Leverage | 1:30 | 1:30 |
| Indices Leverage | 1:7.5 | 1:5 |
| Leverage | 1:30 | 1:30 |
| Maximum Daily Loss | 3% | 3% |
| Maximum Loss | 6% | 6% |
| Metals Leverage | 1:10 | 1:10 |
| Minimum Trading Days | 3 Profitable Days | 3 Days |
| News Trading | Not Allowed | Allowed with Restrictions |
| Profit Split | 100% | - |
| Profit Traget | 10% | 6% |
| Rewards | Bi weekly | Bi weekly, Daily, Monthly, On Demand, Payday |
Where The 5ers (Hyper Growth) Wins
- The “Daily Pause” Rule: This is the single biggest “win” for 5ers. If you lose 3% in a day, they just lock the account until the next day. You don’t lose the account. At Funding Pips, if you hit that 3%, you’re done—challenge over.
- Speed to Funding: There are no minimum trading days. If you hit your 10% target in two hours, you are officially “funded” (Level 2) and can start earning real profit splits immediately.
- The Scaling Math: The 5ers scaling is more aggressive. Doubling the balance every time you hit a 10% target is mathematically faster than the incremental scaling offered by almost anyone else.
Where Funding Pips (1-Step) Wins
- The Tuesday Payday: This is a psychological and financial win. Getting paid every single week (if you’re in profit) is much better for your cash flow than waiting 14 days.
- Leverage (1:100 vs 1:30): This is a massive win for intraday traders and scalpers. 1:30 (5ers) can feel very restrictive if you trade multiple pairs or high-margin indices. 1:100 gives you the freedom to position size exactly how you want.
- Drawdown Management: While both have a 6% total drawdown, Funding Pips’ daily limit is a hard cap based on your daily starting equity/balance. For many, this is simpler to track than the 5ers “Pause” logic.
4. What To Choose in One Step Evaluations
Take The 5ers 1-Step if: You are worried about “fat-fingering” a trade or having one emotional day that blows your account. The Daily Pause is like an insurance policy for your fee.
Take Funding Pips 1-Step if: You want higher leverage and you want to see cash in your bank account every Tuesday. It’s the better “income-generating” challenge.
5ers 2 Step Evaluation vs Funding Pips 2 Step and Pro
| Product Info |
The5ers Two Step High Stakes Challenge |
Funding Pips Two Step |
Funding Pips Pro Two Step |
|---|---|---|---|
| Account Sizes Available | 100k, 10k, 20k, 5k, 60k | 100k, 10k, 25k, 50k, 5k | 100k, 10k, 25k, 50k, 5k |
| Consistency | 3 Profitable Days | Depends on Reward Plan | No Consistency Rule (on demand withdrawal attracts 35% consistency) |
| Crypto Leverage | 1:2 | 1:2 | 1:2 |
| Fee Refund | Yes | Yes With Conditions | Yes With Conditions |
| FX Leverage | 1:100 | 1:100 | 1:100 |
| Indices Leverage | 1:25 | 1:20 | 1:20 |
| Leverage | 1:30 | 1:100 | 1:100 |
| Maximum Daily Loss | 5% | 5% | 3% |
| Maximum Loss | 10%+10% | 10% | 6% |
| Metals Leverage | Metals (Precious Metals): For accounts from $5,000 to $60,000: 1:15 For accounts $60,000 and above: 1:10 | 1:30 | 1:30 |
| Minimum Trading Days | 3 Days For Scaling Otherwise No | 3 Days | 1 Day |
| News Trading | Allowed with Restrictions | Allowed with Restrictions | Allowed with Restrictions |
| Profit Split | 100% | - | - |
| Profit Traget | 10% Scaling, 8%+5% | 5% Second Stage, 8% First Stage | 6% First Stage, 6% Second Stage |
| Rewards | Bi weekly | Bi weekly, Daily, Monthly, On Demand, Payday | Daily, Weekly |
1. The 5ers “High Stakes” (2-Step)
The Win: Career Stability & Bonuses This challenge is essentially 5ers’ answer to the “standard” prop firm model, but with their signature scaling.
- The “Salary” Bonus: This is the most unique feature. Once you scale your account to a certain level ($350k+), they actually pay you a monthly salary (up to $10,000/month) on top of your trading profits. No one else really does this.
- Step 1 Rewards: They give you a small cash “bonus” just for passing Step 1, which helps take the sting out of the evaluation fee.
- The Best Scaling: Just like their 1-step, your account doubles every time you hit a 10% target. It’s designed to turn a $100k account into a $500k account very quickly.
2. Funding Pips (Standard 2-Step)
The Win: Maximum Breathing Room This is widely considered one of the “easiest” challenges in the industry because of the generous drawdown.
- 10% Drawdown: You have a massive buffer. You can be down 9% and still be in the game. For many traders, this extra room is the difference between passing and failing.
- Weekly Payouts: Even on the 2-step, they stick to their “Tuesday is Payday” rule. You get your money faster than with 5ers.
- Cheapest Entry: Funding Pips usually has the lowest entry fees for these account sizes ($5,000 accounts start around $29–$39).
3. Funding Pips “Pro” (2-Step)
The Win: Speed & Precision The “Pro” version is for the trader who is highly confident and wants to get funded tomorrow.
- 1-Day Pass: You only need one trading day to pass each phase. If you hit your target in two days total, you’re funded.
- Lower Targets (6%): Hitting 6% is mentally easier than hitting 8%. It’s a sprint, not a marathon.
- The Risk: You only get a 6% total drawdown. It is much tighter. One bad “tilt” or news spike and the account is gone. This is for precision traders, not “oops” traders.
4. What To Choose in Two Step Evaluations
Choose The 5ers High Stakes if: You want a “job” feel. You want the potential for a monthly salary and the most stable, long-term scaling plan in the industry.
Choose Funding Pips Standard if: You want the maximum safety net. 10% drawdown is king, and getting paid every Tuesday is a great motivator.
Choose Funding Pips Pro if: You are an experienced trader who wants to skip the wait. You trade with tight stops, rarely hit a 3% drawdown in a day, and want to be funded in 48 hours.
The “Instant” Battle: 5ers Hyper Growth vs. Funding Pips Zero
| Product Info |
The5ers One Step Hyper Growth Challenge |
Funding Pips Zero Challenge |
|---|---|---|
| Account Sizes Available | 10k, 20k, 5k | 100k, 10k, 25k, 50k, 5k |
| Consistency | 3 Profitable Days | 15% |
| Crypto Leverage | 1:0.60 | 1:2 |
| Fee Refund | Yes | No |
| FX Leverage | 1:30 | 1:50 |
| Indices Leverage | 1:7.5 | 1:20 |
| Leverage | 1:30 | 1:50 |
| Maximum Daily Loss | 3% | 3% |
| Maximum Loss | 6% | 5% |
| Metals Leverage | 1:10 | 1:20 |
| Minimum Trading Days | 3 Profitable Days | 7 Days |
| News Trading | Not Allowed | Allowed with Restrictions |
| Profit Split | 100% | 95% |
| Profit Traget | 10% | NA |
| Rewards | Bi weekly | Bi weekly |
Where The 5ers Wins (The Safety Net)
The 5ers Hyper Growth isn’t technically an “evaluation” because you are trading a funded account from the moment you pay.
- The “Daily Pause” is the King of Rules: If you hit your 3% daily limit at 5ers, they just lock your account for the rest of the day. You wake up the next day and keep your account.
- At Funding Pips, if you hit that 3% daily limit, the account is gone. You lose your fee and your funding. This makes 5ers much “safer” for people who might have one bad day but are generally good traders.
- Withdraw while Scaling: At 5ers, you can withdraw your profits at Level 1, and those profits still count toward your 10% target to double your account. You don’t have to choose between getting paid and growing your account.
Where Funding Pips Wins (The Big Paycheck)
Funding Pips “Zero” is built for traders who are already experts and want the highest possible payout immediately.
- 95% Profit Split: This is massive. You keep almost everything you earn from day one. 5ers starts you at 50% and you have to scale up to reach the 80–100% tiers.
- Higher Leverage: You get 1:100 leverage compared to 5ers’ 1:30. If you trade gold or high-volatility indices and need the margin to open multiple positions, Funding Pips is the clear winner.
- Cheaper Entry for Size: Generally, Funding Pips Zero accounts are cheaper upfront for the amount of capital you get compared to 5ers’ Hyper Growth fees.
The Verdict
- Choose The 5ers (Hyper Growth) if: You want a long-term partner and a safety net. If you are worried about accidentally hitting a daily loss limit and losing your whole investment, the “Daily Pause” makes 5ers the smarter choice.
- Choose Funding Pips (Zero) if: You are a “sniper.” You have a proven strategy, you rarely hit a 3% drawdown in a single day, and you want to keep 95% of your money immediately with high leverage.
