The following table summarizes the key financial thresholds you must meet to be eligible for a withdrawal based on your account type and size.
| Account Type | 50K Account | 100K Account | 150K Account | Payout Structure |
| Select Daily | $2,100 Buffer | $2,600 Buffer | $3,600 Buffer | Profits above buffer |
| Growth | $53,000 Min. Bal | $104,500 Min. Bal | $156,500 Min. Bal | Profits above minimum balance |
| Lightning | No Buffer | No Buffer | No Buffer | Progressive Consistency |
1. Select Daily Accounts: The Buffer System
The Select Daily account is the only Tradeify model that utilizes a strict “Buffer.” Think of the buffer as a “safety floor” that must remain in the account. You cannot withdraw any funds that fall within this buffer amount.
- 50K Account: You must reach a balance of $52,100 before requesting a payout.
- 100K Account: You must reach a balance of $102,600 before requesting a payout.
- 150K Account: You must reach a balance of $153,600 before requesting a payout.
Key Rule: You can only withdraw profits that exceed these buffer amounts, subject to your specific payout cap.
2. Growth Accounts: Minimum Balance Requirements
Growth accounts simplify the process by removing the “buffer” label and replacing it with a Minimum Balance Requirement. Instead of calculating profits above a floor, you simply need to hit a specific total balance to trigger a payout.
Growth Account Payout Thresholds:
- 50K Account: $53,000 balance required.
- 100K Account: $104,500 balance required.
- 150K Account: $156,500 balance required.
Daily Loss Limits (DLL) for Growth:
Growth accounts also feature a Daily Loss Limit that evolves. Once you reach 6% profit, your DLL increases to match your drawdown amount starting the next trading session.
3. Lightning Accounts: No Buffer, Different Rules
Lightning accounts are designed for speed and flexibility. They do not have buffer requirements, but they are governed by Trailing Max Drawdown and Position Limits.
Lightning Drawdown & Position Limits:
- 25K Lightning: Unique because it has no daily loss limit and no minimum trading day requirement for payouts. It has a $1,000 Trailing Max Drawdown.
- 50K – 150K Lightning: These use End-of-Day (EOD) Trailing Drawdown, which only recalculates at market close based on your final daily balance.
Consistency Rule:
Lightning accounts utilize a Progressive Consistency Rule. For your first payout, no single trading day can account for more than 20% of your total profit.
Summary: Which Account is Right for You?
- Choose Select Daily if you prefer a traditional buffer-style safety net.
- Choose Growth if you want clear balance targets and EOD trailing drawdown.
- Choose Lightning if you want to bypass buffers entirely and trade with EOD drawdown and no minimum days (on the 25K model).
