Topstep $150,000 (XFA Consistency)
The Topstep Trading Combine is a monthly-subscription evaluation that proves your discipline before funding. Pass it, and you move into an Express Funded Account (XFA) on the Consistency payout path — hit 3 trading days at 40% consistency and start requesting payouts faster.
Key Facts
- Profit target: $9,000 | Max Loss Limit: $4,500
- Best single day must stay below 50% of your Profit Target during the Combine
- XFA Consistency: 3 trading days, largest day at or below 40% of total profit, payout capped at $6,000/request
Topstep $150,000 (XFA Consistency)
Trading Combine evaluation (monthly subscription) leading to an Express Funded Account on the Consistency payout path - 3 trading days at 40% consistency, up to $6,000/payout.
Stage 1: Trading Combine
Eod Trailing Drawdown | Min 2 days
📊 Stage Consistency
50%
📋 Additional Rules
Monthly subscription required for the Combine (not a one-time fee). Reset fee if you fail and want to retry: $199. No activation fee to move to XFA once passed.
Stage 2: Express Funded Account (Consistency)
Static Drawdown | Min 3 days
📈 Scaling Rules
Max contract limits follow the same scaling plan as the Combine; you can hold up to 5 active XFAs at once. Daily Loss Limit is optional at this size - adding one voluntarily doubles your payout cap to $12,000/request.
📊 Stage Consistency
40%
📋 Additional Rules
Balance starts at $0 and grows from trading profit. Payout eligibility: 3 trading days with at least 1 trade each, largest single day at or below 40% of total net profit. Payout up to 50% of balance, capped at $6,000/request ($12,000 if you opted into a Daily Loss Limit). After each payout, Maximum Loss Limit resets to $0 permanently, consistency resets, and the 3-day count restarts. Live Funded Account is the eventual goal (uncapped payouts) but is not modeled here - Topstep calls up traders after consistent XFA performance.
Things to Remember
- Consistency tracking only appears on your dashboard once you have positive net profit.
- Your consistency calculation fully resets after every payout, starting the day AFTER you request it — profit made on the request day doesn’t carry into the new window.
- The 40% threshold is not rounded — 40.1% does not qualify.
- The Combine’s own 50% consistency rule is a separate mechanic and isn’t a hard fail — exceeding it just raises your Profit Target.
- The Combine charges a recurring monthly subscription, not a one-time fee.
- Adding a Daily Loss Limit at checkout is optional but doubles your per-request payout cap to $12,000 (limited-time offer) — the largest jump of any size.
- You need only 3 trading days here (vs 5 for Standard) but must place at least one trade on each of those days.
FAQ
- How is Consistency % calculated?
- Largest single-day net profit ÷ total net profit. It must be 40% or below to request a payout.
- What if my consistency is above 40%?
- Keep trading — as total net profit grows relative to your largest day, the percentage naturally comes down.
- Does a losing day help my consistency ratio?
- Not directly — the ratio depends on total net profit and your largest winning day.
