Topstep $150,000 (XFA Standard)
The Topstep Trading Combine is a monthly-subscription evaluation that proves your discipline before funding. Pass it, and you move into an Express Funded Account (XFA) on the Standard payout path — hit 5 winning days of $150+ and start requesting payouts.
Key Facts
- Profit target: $9,000 | Max Loss Limit: $4,500
- Best single day must stay below 50% of your Profit Target during the Combine
- XFA Standard: 5 winning days of $150+ (non-consecutive), payout capped at $5,000/request
Topstep $150,000 (XFA Standard)
Trading Combine evaluation (monthly subscription) leading to an Express Funded Account on the Standard payout path - 5 winning days of $150+, up to $5,000/payout.
📊 Consistency Rule
Stage 1: Trading Combine
Eod Trailing Drawdown | Min 2 days
Max Contracts
15 Minis / 150 Micros
Daily Loss Limit
$0
Total Drawdown
$4,500
Profit Target
$9,000
📊 Stage Consistency
50%
📋 Additional Rules
Monthly subscription required for the Combine (not a one-time fee). Reset fee if you fail and want to retry: $199. No activation fee to move to XFA once passed.
Stage 2: Express Funded Account (Standard)
Static Drawdown
Max Contracts
15 Minis / 150 Micros
Daily Loss Limit
$0
Total Drawdown
$4,500
Profit Target
$0
📈 Scaling Rules
Max contract limits follow the same scaling plan as the Combine; you can hold up to 5 active XFAs at once. Daily Loss Limit is optional at this size - adding one voluntarily doubles your payout cap to $10,000/request.
📊 Stage Consistency
none
📋 Additional Rules
Balance starts at $0 and grows from trading profit. Payout eligibility: 5 winning days of $150+ (non-consecutive), plus positive net profit since your last payout (first payout exempt). Payout up to 50% of balance, capped at $5,000/request ($10,000 if you opted into a Daily Loss Limit). After each payout, Maximum Loss Limit resets to $0 permanently and your 5-day count restarts. Live Funded Account is the eventual goal (uncapped payouts) but is not modeled here - Topstep calls up traders after consistent XFA performance.
Things to Remember
- The Combine’s 50% consistency rule isn’t a hard fail — if your best day exceeds 50% of your Profit Target ($4,500 for this size), your Profit Target simply increases. Losses do NOT reset your best day.
- You can pass the Combine in as few as 2 days if no single day exceeds 50% of your total profit.
- The Combine charges a recurring monthly subscription, not a one-time fee.
- After every XFA payout, your Maximum Loss Limit resets to $0 and your 5-winning-day count restarts from scratch.
- The trading day you request a payout on doesn’t count toward your next 5 winning days.
- Adding a Daily Loss Limit at checkout is optional but doubles your per-request payout cap to $10,000 (limited-time offer) — the largest jump of any size.
- You can hold up to 5 active XFAs at once, so this $150K account doesn’t block you from running others simultaneously.
FAQ
- Is the Combine a one-time purchase?
- No — it’s a monthly subscription until you pass or cancel.
- What happens if I don’t add a Daily Loss Limit?
- Nothing negative — your payout cap just stays at the standard $5,000/request instead of doubling to $10,000.
- Can I switch to the Consistency path later?
- You choose your payout path (Standard or Consistency) when you activate your XFA — it’s tied to that funded account, not something you can toggle afterward.
