FundingPips
📍 United Arab Emirates
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FundingPips is a forex and CFD prop firm that's been running since 2022, and it sells more account types than almost anyone: an instant Master Account, a one-step evaluation and three two-step versions. You trade MT5, cTrader or Match-Trader on a simulated account fed with real market prices, so no real capital is ever at risk. Entry prices start at $29, and rewards run from 60% up to 100% depending on the model and cycle you pick. The catch is that the rules change a lot from one model to the next, so choosing the right one matters more here than at most firms.
New Here? Read This First
- Pick the model first, then the size. The five models differ in phases, loss limits, reward splits and how strict the funded account is.
- The daily loss limit uses the higher of your opening balance or opening equity, and floating losses count. Touching a limit for a moment is a breach even if the trade recovers.
- News trading is free in the evaluation. On Master Accounts, profit from trades opened or closed within 5 minutes of high-impact news gets deducted, and Zero bans news trading outright.
- Weekend holds are allowed in the evaluation, but on Master Accounts the system closes your trades unless you buy the Swing add-on. Zero bans weekend holds completely.
- After you pass, you complete KYC and a review before the Master Account opens, which can take a few days.
Which Model Should You Pick?
| Model | Profit Target | Daily / Max Loss | Minimum Days | Reward Split | Sizes |
|---|---|---|---|---|---|
| Zero | None, funded from day one | 3% / 5% trailing | 7 profitable days per 30 | 95% bi-weekly | $5K to $200K |
| 1 Step Flex | 12% | 3% / 12% static | None | 80% bi-weekly | $5K to $100K |
| 2 Step Standard | 8% then 5% | 5% / 10% static | 3 per phase | 60% to 100%, you pick the cycle | $5K to $100K |
| 2 Step Flex | 10% then 8% | 4% / 12% static | 1 per phase | 80% or 95% | $5K to $100K |
| 2 Step Pro | 6% then 6% | 3% / 6% static | 2 per phase | 80% weekly | $5K to $200K |
If you want the most room to be wrong, the 2 Step Flex and 1 Step Flex give you a 12% max loss, and the 2 Step Standard gives you 10% with a 5% daily limit, which is the loosest daily limit on the list. If you want the quickest path, 1 Step Flex is a single phase with no minimum days, though the 12% target is the highest of the evaluations. 2 Step Pro is the cheapest way in and has the lowest targets, but a 6% max loss leaves little margin for error.
Zero skips the evaluation, but it's the strictest account on the platform. The max loss trails your equity until you're 5% up, one open trade can't lose more than 1% of the account, your best day can't be more than 15% of your total profit, and you need 7 profitable days in every 30. Most traders are better off with a Flex or Pro account.
Pricing by Size
| Size | Zero | 1 Step Flex | 2 Step Standard | 2 Step Flex | 2 Step Pro |
|---|---|---|---|---|---|
| $5,000 | $60 | $66 | $34 | $32 | $29 |
| $10,000 | $88 | $99 | $63 | $59 | $55 |
| $25,000 | $188 | $211 | $168 | $159 | $134 |
| $50,000 | $244 | $313 | $285 | $269 | $224 |
| $100,000 | $444 | $569 | $544 | $555 | $422 |
| $200,000 | $888 | Not offered | Not offered | Not offered | $844 |
Fees are one-time with no monthly charge. Choosing cTrader adds $20, the Swap-Free add-on adds 10% and the Swing add-on for weekend holds on Master Accounts adds 10%.
How You Get Paid
Once you've passed, you do KYC with a government ID, proof of address and a selfie, then sign the agreement. A review by FundingPips' Responsible Trading Team follows, and the Master Account opens a few working days later. From there you request rewards in your dashboard. The minimum is 1% of the account size, requests take 1 to 3 working days, and you can be paid by card, crypto, Rise or bank transfer. You can also use a reward to buy a new challenge or move part of it into a Prime Account, which scales up to $2M.
Things Worth Knowing Before You Buy
The accounts are simulated, and a reward is a share of simulated trading results. FundingPips is incorporated in the Comoros Union and operates from Dubai, and it isn't a regulated broker. It doesn't accept residents of Iran, Vietnam or the United Arab Emirates.
Leverage is lower than the headline 1:100 once you're funded. Metals, energies and indices step down from 1:50 to 1:5 as your position grows, and crypto drops to 1:1. The registration fee is refunded only on the 2 Step Standard after your 4th reward. Many of the dates and splits changed in July and August 2026, so check your dashboard for the terms on the account you actually buy.
