FundingPips
📍 United Arab Emirates
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Trading Rules
Rules and regulations for FundingPips accounts
FundingPips Rules
FundingPips Rules
FundingPips runs five account models, and the rules change a lot between them. This page covers what they share and where they split. Every account is a demo account in a simulated environment, and a few limits are hard breaches that close the account the moment they're touched, even if the trade recovers after.
Loss Limits by Model
| Model | Profit Target | Daily Loss | Max Loss | Max Loss Type |
|---|---|---|---|---|
| Zero | None | 3% | 5% | Trailing, locks at starting balance after 5% profit |
| 1 Step Flex | 12% | 3% | 12% | Static |
| 2 Step Standard | 8% then 5% | 5% | 10% | Static |
| 2 Step Flex | 10% then 8% | 4% | 12% | Static |
| 2 Step Pro | 6% then 6% | 3% | 6% | Static |
The daily loss limit is a percentage of the higher of your opening balance or opening equity, and it resets at 00:00 platform time (UTC+3). Floating losses count. On a $100K account with a $105K balance and $107K opening equity, 3% of $107K means your equity can't touch $103,790 that day. Static max loss never moves. A 6% limit on $100K sits at $94K whether you're up or down.
Time Limits, Minimum Days and Inactivity
There's no time limit on any evaluation phase. Minimum trading days vary: 1 Step Flex has none, 2 Step Standard needs 3 per phase (none with the 3% daily loss add-on), 2 Step Flex needs 1 on the 80% split or 3 profitable days on the 95% split, and 2 Step Pro needs 2 for new accounts. A trading day counts when you open and fully close a trade. On every model, 30 days without a completed trade closes the account, and an open position doesn't count as activity. To pass a phase, your profit target has to be reached with all trades closed.
News Trading
There are no news restrictions in the evaluation on any model except that deliberately trading news is prohibited. On Master Accounts you can hold trades through news, but profit from trades opened or closed within 5 minutes of high-impact news, or 10 minutes either side of a speech, on the affected currency is deducted. That's the whole trade's profit, not just the part made in the window. A trade opened 5 hours or more before the event is exempt. Zero is stricter: opening, closing or holding a position within 10 minutes of high-impact news is a hard breach.
Weekend and Overnight Holding
Holding is allowed in the evaluation on every model except Zero. On Master Accounts, the system closes open trades each day in a 15-minute window before the market rolls over, unless you buy the Swing add-on at purchase for 10% more. A forced close isn't a breach, but it doesn't count as a trading day. Zero bans weekend holds outright, and leaving a position open is an immediate breach.
Striking System and Per-Trade Risk
On 1 Step Flex, 2 Step Standard monthly and the monthly cycles of the Flex and Pro models, a closed or floating loss of 1% of the account on one trade idea logs a warning. The second warning halves your reward split, the third drops it to 20% and the fourth closes the account, and profit from flagged ideas is deducted. A trade idea is one trade, several same-direction trades on the same instrument, or new trades opened within 10 minutes of closing a loser. Zero uses hard caps instead: floating losses across all open trades can't reach 1% of the starting balance, and one trade idea can't lose 3% below $50K or 2% at $50K and above.
Leverage and Position Size
| Instrument | Standard Models | Zero |
|---|---|---|
| Forex | 1:100 | 1:50 |
| Metals | 1:30 | 1:10 |
| Indices | 1:20 | 1:10 |
| Energies | 1:10 | 1:10 |
| Crypto | 1:2 | 1:2 |
On Master Accounts, metals, energies and indices use dynamic leverage that starts at 1:50 for the first 0.05 lots and steps down to 1:5 above 0.50 lots, and crypto drops to 1:1. The Swap-Free add-on, MT5 only and 10% extra, cuts forex to 1:30 and indices to 1:5. There's a hard 20-lot limit per trade, and 1 lot per click on crypto.
Prohibited Strategies
FundingPips bans gap trading, high-frequency trading, server spamming, latency arbitrage, toxic order flow, hedging, long-short arbitrage, reverse arbitrage, tick scalping, server execution exploits, opposite account trading and churn and burn. Copying trades between different users' accounts, copying into your account from a signal provider and account management by a third party are all banned. Third-party expert advisors are allowed only as a trade or risk manager, while your own EA can run fully automated if you can prove you built it. Your IP region has to stay consistent, and VPNs and VPS connections aren't allowed.
Eligibility
You have to be 18 or older. FundingPips doesn't accept residents of Iran, Vietnam or the United Arab Emirates. KYC is required to set up a Master Account, with a government photo ID, proof of address dated within 3 months and a selfie.
