Tradeify runs three account types, and each one pays out on a different mechanic. Growth is fixed with no policy choice. Select lets you lock in Flex or Daily permanently when you activate. Lightning pays progressively tighter consistency requirements as you rack up payouts. All three share a 90% reward split on Sim Funded accounts (80% on Elite Live).

How Payouts Affect Your Drawdown

Every account type's Trailing Max Drawdown locks permanently once your balance clears the trail level for your size — it doesn't keep trailing forever, and it doesn't reset with each payout the way some other firms structure it.

Growth

Fixed payout policy — no choice to make. Gated by the 35% consistency rule and a 5-profitable-day requirement.

What you need to qualify: 5 profitable trading days, largest single day at or below 35% of total profit. Payout requested every 5-day cycle once both conditions are met. 90% reward share.

Select — Flex Payout Policy

Bigger, less frequent withdrawals. No Daily Loss Limit, no balance buffer required.

What you need to qualify: 5 winning days at or above the minimum daily profit, positive net profit since your last payout. Cap is calculated on total profit (current balance minus starting balance), so it grows as your account grows. No minimum payout amount, no DLL, no buffer.

Select — Daily Payout Policy

Smaller, faster withdrawals available daily. Carries a Daily Loss Limit and a fixed balance buffer.

What you need to qualify: daily eligibility once you're positive for the cycle, balance must stay above the fixed buffer (not just at it). Minimum payout $250 across all sizes. The buffer never changes for the life of the account. Note that Daily's Max Drawdown is actually tighter than Flex's at $100K ($2,500 vs $3,000) and $150K ($3,500 vs $4,500) — worth weighing against the faster payout cadence.

Lightning

Progressive consistency that tightens with every payout, plus a two-part "profit goal vs. withdrawal cap" structure that catches new Lightning traders off guard.

The Profit Goal is not the withdrawal amount. On a $150K account, you need to earn $9,000 in profit to unlock Payout 1 — but you can only withdraw up to $3,000 of it. The remaining profit stays in the account and doesn't carry toward Payout 2, which starts a fresh $4,500 goal. Consistency also tightens as you go: 20% for Payout 1, 25% for Payout 2, 30% for Payout 3 and every one after. No minimum trading day count — request as soon as you clear the goal and consistency threshold. Minimum payout is $1,000.

Rules That Apply Across Every Account Type

• Reward share: 90% on all Sim Funded accounts (Growth, Select, Lightning); 80% on Elite Live.
• Max funded accounts: 5 total, any combination of Growth, Select, and Lightning.
• Microscalping rule (funded accounts only): over 50% of your trades must be held longer than 10 seconds, and over 50% of your profit must come from trades held that long, or you won't be eligible for a payout.
• Payout methods: Plaid (bank transfer) and Riseworks.
• Payout requests can't be edited or canceled once submitted, and you can't submit another on that account until the first is processed (approved or denied). If you breach or drop below eligibility while a request is pending, it gets denied.

Quick Comparison: Which Payout Structure Fits How You Trade

Growth is the simplest — no choice to make, just hit 5 profitable days and stay under 35% consistency. Select Flex suits a trader who wants bigger, milestone-based payouts and no DLL to manage. Select Daily suits someone who wants cash flow every day, at the cost of a fixed buffer and a real DLL. Lightning suits a trader confident enough to skip proving themselves first — just be ready for the consistency bar to keep rising with each payout, and remember there's no reset if it goes wrong.